Get FORTIFIED in Georgia
Georgia faces hurricanes and storm surge on the coast, tornadoes and severe thunderstorms statewide, flash flooding from heavy rains, and more. Because of these increasing risks, the state legislature is now focused on resilience.
Available Incentive Programs
GUA Fortified Home Program
Georgia Underwriting Association recognizes this FORTIFIED and enables homeowners to receive a credit that applies for the wind peril under the homeowners and dwelling programs.
Three levels of Fortified Home designation are available as follows:
- 5% for Bronze
- 7.5% for Silver
- 10% for Gold
FORTIFIED Home Discounts
Catastrophe Savings Account
These accounts are designed to help individuals prepare financially for catastrophic weather events that cause damage to their primary residence.
A “catastrophic event” is defined broadly to include windstorms, hurricanes, tornadoes, ice storms, floods, hail, earthquakes, and similar occurrences, provided the event is declared a disaster or emergency by the Governor.
FHLB Atlanta Affordable Housing Program
The Federal Home Loan Bank of Atlanta's Affordable Housing Program supports affordable housing projects through competitive grants, granting extra scoring points for FORTIFIED construction to strengthen storm resilience in housing developments.
Weather Risk Profile
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