Get FORTIFIED in Oklahoma
Oklahoma has some of the highest insurance rates in the country due to its higher risk from tornadoes, flooding, hail, severe storms, wildfires, droughts and more.
Mitigation grant programs exist in Oklahoma to provide homeowners with funds to enhance their homes' resilience against storms and other natural hazards, such as wildfires and floods.
Oklahoma Resilience Policy and Recent Legislation
Legislation has been used recently to encourage and incentivize building to higher standards, thereby reducing homeowner losses and costs across the state.
- OK 2017 HB1720 - Establishes the FORTIFIED Home High Wind & Hail standard as the state mitigation standard.
- HB 3089 - Establishes the Strengthen Oklahoma Homes grant program, which helps homeowners by providing grants to improve residential properties. The program offers funds on a first-come, first-served basis and requires homeowners to use certified contractors.
Available Incentive Programs
Strengthen Oklahoma Homes
SOH provides grants to Oklahoma residents for residential wind and hail mitigation on new and existing, owner-occupied, primary residence single-family homes. Funding for this program comes from the insurance industry in Oklahoma and is not funded from the state’s general budget.
https://www.oid.ok.gov/okready/
Fortified Discounts
Homeowners can qualify for insurance discounts for meeting FORTIFIED Home High Wind and Hail. Savings range from 3% to 42% off the wind portion of the property owner's insurance.
Tornado Safe Room Rebates
FEMA Hazard Mitigation Grants provide rebates for safe room installation after major disaster declarations.
Weather Risk Profile
Primary Weather Risks:
Ready to Get Started in Oklahoma?
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